Terms of Use

Last updated: 5 August 2026

1. About These Terms

These Terms of Use govern your access to and use of owningcyprus.com, including all property listings, photographs, videos, maps, forms, accounts, search facilities and other content available through the Website.

By accessing or using the Website, you confirm that you have read and understood these Terms of Use and agree to comply with them. If you do not agree with these Terms, you should stop using the Website.

These Terms relate to use of the Website. Real-estate agency services provided by Owning Cyprus are separately governed by our Terms of Service and, where applicable, by a written agency, listing, introduction or other service agreement.

2. About Owning Cyprus

The Website is operated by:

A.P. Owning Cyprus Ltd
Trading as: Owning Cyprus
Licensed Real Estate Agency
Company Registration Number: HE 494645
Real Estate Agency Registration Number: 1398
Real Estate Agency Licence Number: 439/E
Registered Office: 19, Xenofontos street 8020 Paphos
Telephone: +357 99593899
Email: info@owningcyprus.com

References to “Owning Cyprus”, “we”, “us” and “our” mean A.P. Owning Cyprus Ltd.

References to “you” and “your” mean any person accessing or using the Website.

3. Purpose of the Website

The Website allows users to:

Search for properties advertised for sale or rent;
View property information and marketing materials;
Request additional information;
Request property viewings;
Contact Owning Cyprus;
Create and manage a Website account, where available;
Save properties and search preferences;
Submit information about a property; and
Request real-estate agency services.

The Website is intended to provide general information and facilitate communication with our agency. It does not itself complete a property sale, purchase, lease, reservation or other real-estate transaction.

4. Property Listings

Property descriptions, asking prices, rental prices, measurements, areas, boundaries, planning particulars, photographs, maps, plans, availability and other information are provided for general guidance and marketing purposes.

Information may be obtained from property owners, sellers, landlords, developers, authorised representatives, public records, professional advisers, cooperating agents and other third-party sources.

Although we take reasonable steps to present information accurately, property information may be incomplete, outdated or incorrect. We do not guarantee that every listing is accurate, complete, current or free from errors.

We may correct, amend, suspend or withdraw a listing at any time without prior notice.

Nothing in these Terms limits any legal duty that applies to us as a licensed real-estate agency.

5. No Contractual Offer

A property listing does not constitute a legal or contractual offer to sell, purchase or rent a property.

Submitting an enquiry, requesting a viewing, saving a property or communicating an expression of interest does not:

Reserve the property;
Guarantee a viewing;
Guarantee availability;
Create an agency relationship;
Create a sale or tenancy agreement;
Require the owner to accept an offer; or
Make Owning Cyprus a party to a property transaction.

A property transaction becomes binding only when the relevant parties have entered into the necessary written agreements and all applicable legal requirements have been satisfied.

6. Independent Verification

Before making an offer, paying money or entering into an agreement, you must inspect the property and carry out your own independent investigations.

You should verify all matters that may affect your decision, including:

Legal ownership and title-deed information;
Property boundaries and land area;
Covered and internal areas;
Planning zones and development coefficients;
Permitted uses;
Planning and building permits;
Certificates of approval;
Mortgages, charges and encumbrances;
Easements and rights of way;
Structural and physical condition;
Utility connections;
Common expenses;
Existing tenancies or occupancy rights;
VAT;
Transfer fees;
Stamp duty;
Taxes;
Financing requirements; and
Any restriction affecting the purchase, rental, occupation, development or use of the property.

You should obtain advice from an independent lawyer, architect, engineer, surveyor, tax adviser, financial adviser or other appropriately qualified professional where necessary.

7. Photographs, Plans and Maps

Photographs, videos, virtual tours, floor plans, maps, boundary markings, outlines, computer-generated images and other visual materials are indicative and provided for illustration purposes.

You acknowledge that:

Photographs may have been taken at an earlier date;
A property’s appearance or condition may have changed;
Wide-angle photography may affect the apparent size of rooms;
Furniture and equipment shown may not be included;
Maps may show only an approximate location;
Boundary markings are not legally authoritative;
Plans may not be drawn to scale; and
Renderings may show proposed rather than completed works.

Official records and assessments made by qualified professionals should be used to verify legal boundaries, measurements, planning matters and the condition of a property.

8. Prices and Availability

Property prices, rental amounts and availability may change without notice.

Unless expressly stated otherwise, advertised prices do not include:

VAT;
Transfer fees;
Stamp duty;
Legal fees;
Survey or valuation fees;
Financing costs;
Insurance;
Utility charges;
Common expenses; or
Other transaction costs.

A property may be reserved, sold, rented, withdrawn or otherwise become unavailable before the Website is updated.

A property owner may accept, reject or negotiate any offer and is not obliged to accept the highest or any other offer.

Obvious typographical, pricing or administrative errors may be corrected.

9. Enquiries and Viewing Requests

When submitting an enquiry or requesting a viewing, you must provide accurate and current information.

A requested viewing date or time is not confirmed until Owning Cyprus expressly confirms it.

We may contact you to:

Confirm your identity and contact information;
Obtain additional information about your requirements;
Arrange or reschedule a viewing;
Inform you about the relevant property;
Recommend similar properties; or
Respond to your questions.

We may refuse or cancel a viewing where:

The property is unavailable;
Access cannot be arranged;
Inaccurate or misleading information has been supplied;
There is a reasonable security or safety concern;
Abusive or unlawful conduct has occurred; or
The owner or authorised representative does not permit the viewing.

10. Website Accounts

Where the Website permits account registration, you must:

Provide accurate information;
Keep your details updated;
Keep your password and login credentials confidential;
Not allow another person to use your account;
Notify us of suspected unauthorised access; and
Use the account only for lawful purposes.

You are responsible for activity carried out through your account unless the activity results from a matter for which we are legally responsible.

We may suspend or close an account where we reasonably believe that:

The account has been compromised;
False information has been supplied;
The account is being misused;
These Terms have been breached;
The account is being used unlawfully; or
Suspension is necessary to protect users, properties, our systems or our business.

11. Acceptable Use

You must not use the Website:

For any unlawful, fraudulent or misleading purpose;
To impersonate another person;
To submit false or automated enquiries;
To send spam or unsolicited communications;
To introduce malware or harmful code;
To interfere with the Website’s operation or security;
To obtain unauthorised access to accounts, servers or databases;
To bypass access controls or security measures;
To scrape, crawl, harvest or systematically extract Website data;
To create or maintain a competing property database;
To copy or republish listings for commercial purposes;
To misuse personal or confidential information;
To contact an owner for the purpose of unlawfully avoiding agreed agency fees;
To infringe intellectual-property or privacy rights; or
To place an unreasonable burden on the Website or its infrastructure.

Any obligation relating to commission, introduction or non-circumvention applies only where it is lawfully included in a separate agreement or otherwise arises under applicable law.

12. Intellectual Property

The Website and its original content are owned by or licensed to A.P. Owning Cyprus Ltd.

Protected materials may include:

The Owning Cyprus name and logo;
Website design;
Property descriptions;
Photographs and videos;
Plans and graphics;
Written content;
Databases;
Search systems;
Software; and
Other original materials.

You may use the Website for personal and non-commercial property-search purposes.

You may share a direct link to a publicly accessible property page, provided that you do not alter the content or present it misleadingly.

Without our prior written permission, you must not:

Copy or reproduce Website content;
Republish property listings;
Remove watermarks or ownership notices;
Sell, license or commercially exploit Website content;
Create derivative works;
Frame or mirror the Website;
Use our branding in a misleading manner; or
Use Website materials to operate a competing service.

13. User-Submitted Content

Where you submit property details, descriptions, photographs, plans, documents or other content, you confirm that:

The information is accurate to the best of your knowledge;
You have authority to provide it;
You have the right to use and share the submitted material;
The material does not infringe another person’s rights;
The material is not unlawful or misleading; and
You will notify us if the information changes.

You grant Owning Cyprus a non-exclusive, royalty-free licence to use, copy, resize, edit, translate and publish that material for the purpose of providing our services and marketing the relevant property.

We may remove or refuse content that is inaccurate, unlawful, misleading, discriminatory, infringing or technically unsuitable.

14. Third-Party Services and Links

The Website may include links to or integrations with third-party services, including:

Mapping services;
Messaging applications;
Social-media platforms;
Property portals;
Video providers;
Payment providers; and
Independent professional advisers.

Third-party services are governed by their own terms and privacy policies.

A link, reference or integration does not mean that we guarantee or accept responsibility for the third party’s content, conduct, availability, advice or services.

You are responsible for assessing a third-party provider before engaging or relying on it.

15. Website Availability and Security

We take reasonable steps to maintain the Website, but we do not guarantee that it will always be:

Available;
Uninterrupted;
Secure;
Error-free;
Compatible with every device; or
Free from harmful components.

We may suspend, modify, restrict or withdraw any part of the Website for maintenance, security, legal, operational or commercial reasons.

You are responsible for maintaining suitable security software, secure devices and appropriate backups.

You should not send passwords, payment-card details, online-banking credentials or unnecessary identification documents through ordinary email, contact forms or messaging applications.

16. Limitation of Liability

Nothing in these Terms excludes or limits liability where doing so would be unlawful.

Nothing is intended to exclude liability for:

Fraud or fraudulent misrepresentation;
Deliberate misconduct;
Death or personal injury caused by negligence;
Breach of mandatory consumer rights; or
Any liability that cannot legally be excluded.

Subject to applicable law, we will not be liable for loss arising solely from:

Information supplied by a property owner or third party that we could not reasonably have identified as incorrect;
A user’s failure to inspect or independently investigate a property;
Changes in property price or availability;
A party’s refusal or failure to complete a transaction;
Decisions made by banks, authorities or independent professionals;
Third-party websites or services;
Unauthorised payment instructions not issued by us;
Temporary Website unavailability; or
Events outside our reasonable control.

Any limitation or exclusion applies only to the extent that it is lawful, fair and reasonable. Standard consumer terms that create a significant imbalance contrary to good faith may be treated as unfair and not binding on the consumer. (EUR-Lex)

17. Privacy and Cookies

We process personal data in accordance with our:

Privacy Policy; and
Cookie Policy.

By using the Website, you acknowledge that your personal data may be processed as described in those policies.

18. Changes to These Terms

We may update these Terms to reflect changes in:

The Website;
Our services;
Legal or regulatory requirements;
Security practices; or
Our business operations.

The latest version will be published on the Website with the date of the most recent update.

Changes will not retrospectively alter a separately signed service agreement unless the agreement or applicable law permits this.

19. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Cyprus.

Subject to any mandatory consumer rights concerning jurisdiction, disputes relating to the Website or these Terms will fall within the jurisdiction of the courts of the Republic of Cyprus.

Nothing in these Terms removes any mandatory protection or right available to a consumer under applicable law.

20. Contact

Questions about these Terms of Use may be sent to:

A.P. Owning Cyprus Ltd
Trading as: Owning Cyprus
Email: info@owningcyprus.com
Telephone: +357 99593899
Address: 19, Xenofontos street 8020 Paphos